Lending as a service is not new. Lending originated during the XV century in Florence, Italy. The family of Medici also know as the first bankers opened their stool next to Cavalcanti palace in Florence. Shortly after starting one of Medici became the unofficial head of state of the Florentine republic. Riches accumulated by the Medici family can only be outweighed by riches held by current banking companies. For centuries, managing financial assets created the rich from whom even the king of England had to get permission to go to war. We at Aada believe that we can reverse engineer the most profitable sector - banking. We seek to take the core function of first bankers and build it into the code. Take lending and build into decentralized protocol owned by none, and everyone.